- Save Money Save Time
- Simple, Friendly Home Loan Service that is not in your face. You can really get your home loan over the phone through us or apply on line.
At Mortgage Simple we can do in minutes what other lenders do in weeks! By streamlining the system we can organise your entire purchase over the phone. One of our experienced team simply walks you through the process. And if you need more thinking time, no problem. We simply save your application and start again later.
The advantage of calling Mortgage Simple is that you have instant contact with a professional home loan consultant right here in Australia. There are no overseas call centres or recorded messages to delay the process.
But all this doesn’t mean we can’t come out to your place for a one-on-one. We’d love to do that too. As always it’s your choice.
Personalised advice, trusted experts, informed choices and low interest rates are just the beginning. We’ll also help you through the approval process, including processing your credit profile, and then manage your home loan and associated costs through to settlement.
How do we keep our rates so low?
Mortgage Simple offers one of the lowest basic variable home loan rates around. How do we do this? By cutting out mortgage brokers and their exorbitant commissions and dealing with you directly. We also waive any monthly or yearly fees linked to the loan. And, unlike the big four banks, we don’t have umpteen branches and armies of sales people to support. All this adds up to big savings that we pass straight on to you.
You can also be sure of the same high level of protection as any quality broker. That’s because we’re fully licensed by both the Mortgage & Finance Association of Australia (MFAA) and the Australian Securities and Investments Commission (ASIC).
So whether you’re self-employed, a first home buyer, a builder/renovator, or simply refinancing, Mortgage Simple has the home loan or home mortgage for you.
What is a mortgage broker?
Basically someone who does all the legwork for you. By researching the hundreds of products on offer, we make sure you get the best loan possible. And once we secure this, we negotiate hard with the bank to get you the best possible deal. Then we’ll guide you through the complicated application and settlement process.
More than just a mortgage broker
And it doesn’t stop there. As your financial circumstances change you’ll want access to our other top products and services. Like how to finance your next home, how to buy a quality investment property or how to refinance your existing home loan.